Commerce Velocity provides technology solutions that focus on mitigating risk for mortgage lenders, loan servicing organizations, and investment banks.

Our technology helps mortgage lenders mitigate risk by enforcing intelligent lending decisions.  We provide the tools to produce higher loan quality, while maintaining the highest business process efficiencies.  Spectrum is a versatile end-to-end loan origination platform, which can provide a true commitment-to-lend at the point of sale, apply risk models and workflow rules to repair problem loan files, and verify that each loan complies with investor guidelines and best practices throughout the  entire loan lifecycle.

Commerce Velocity’s Optimizer helps Servicing organizations maximize cash flows from delinquencies, and enforces workout consistency throughout the default management process.  By applying NPV calculations, Cash Flow projections, Valuation Models, and comprehensive Workout guidelines, our technology provides the most intelligent outcomes possible.  The ability to carefully monitor ongoing loan performance is complimented by a simple business logic modification tool designed for business users.

Investment Banks that are acquiring pools of assets benefit from AssetX because it provides the ability to consolidate and evaluate various data sources, and provides traders with valuable insight into each transaction.  Our asset acquisition module comes highly integrated with various market data providers, and can easily be configured with your proprietary models.  Modifying your business logic and risk models can be accomplished at the speed of business, so you don’t miss out on market opportunities.